At Ariv Finance (a trading name of Ariv Services Ltd), we are committed to protecting and respecting your privacy. This policy outlines how we collect, use, and manage your personal data during the application process for our merchant cash advance products and business funding alternatives.

For the purposes of the General Data Protection Regulation (GDPR), the data controller is Ariv Services Ltd.

Information We Collect

We may collect and process the following data:
Information You Provide: Data submitted via forms on www.arivfinance.com , or through correspondence by phone, email, or via our partners. This includes your name, contact details, financial information, and identification documents.
Automated Information: Technical data collected during your website visits, such as IP addresses, browser types, and page interaction details (scrolling, clicks, and mouse-overs).
Contractual Data: Details regarding your application, transactions, and information held in your name or a guarantor’s name.
Call Recording: We may monitor or record telephone conversations for training and quality purposes.

How We Use Your Information

Your data is used to progress your finance proposal and for the following:
Credit & Fraud Checks: To conduct credit reference checks and verify your identity via fraud prevention agencies (e.g., Cifas, Equifax). Detected fraud may result in a refusal of services.
Contract Management: To fulfill our obligations, administer your account, and provide requested services.
Communication: To update you on service changes or, with your consent, inform you of similar products and special offers.
Security: For the prevention of crime, money laundering, and unauthorized account access.
Data Retention: We typically retain contract-related information for 6 years after the business relationship ends.

Disclosure of Your Information

We may share your data with:
Internal Group: Members of our corporate group and subsidiaries.
Service Partners: Business partners, suppliers, and subcontractors assisting in our contract performance.
Financial Institutions: Credit reference agencies, search engine providers, and other financial organizations involved in credit advancement.
Legal Requirements: If we are duty-bound to disclose data to comply with legal obligations or to protect the safety and rights of Ariv Finance and our customers.

Cookies and Storage

Cookies: Our site uses cookies to enhance your browsing experience. Please refer to our Cookie Policy for full details.

Data Storage: Your information may be transferred to and stored at destinations outside the European Economic Area (EEA). We take all necessary steps to ensure your data is treated securely and in accordance with this policy.